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Cyber Insurance

Cyber Insurance

No defence stops every attack. Cyber insurance covers the cost when one gets through, and we help you get the right cover at the right price.

What is it?

A safety net for digital risks

Cyber insurance protects your business from the financial fallout of ransomware, email fraud and data breaches, which ordinary business insurance usually doesn't cover. Many policies also include a 24/7 incident response team.

Your own costs

Response, recovery, lost income, extortion.

Claims against you

From customers, partners or regulators.

Expert response

Forensics, lawyers and breach coaches.

Crisis support

PR help and customer notifications.

Why it's necessary

Why every business needs cover

Breaches are expensive

Recovery and downtime costs add up fast.

Small businesses get hit

Weaker defences make easier targets.

Contracts require it

Clients increasingly ask for proof of cover.

Privacy laws bite

Breaches can mean notifications and penalties.

Other policies have gaps

Ransomware and email fraud are often excluded.

Help from day one

An expert panel ready when you call.

Example use case

How it works when it counts

An illustrative scenario: ransomware hits a 25-person professional services firm.

  1. Fake invoice opened, ransomware encrypts the file server.
  2. Insurer's hotline called. Forensics and a breach lawyer engaged within the hour.
  3. Recovery starts from immutable backups. No ransom paid.
  4. Business fully back online.
  5. Clients and regulator notified, then the claim is paid.

What the policy covered

  • Forensic investigation
  • Legal advice on privacy obligations
  • Lost income during downtime
  • Client notification costs

Because the firm had MFA and tested backups, recovery took days, not weeks, and the claim was straightforward.

Get a quotation
How we help

From insurance-ready to covered

Review

Check your security and current cover.

Get ready

Put insurer-required controls in place.

Quote

Apply through our insurance partners.

Stay covered

Stay eligible at renewal.

FAQ

Common questions

Doesn't my business insurance already cover this?

Usually not, or only in a very limited way. A dedicated cyber policy is built for these risks.

What do insurers want to see?

Typically MFA, endpoint detection, tested backups, patching and staff training. Our services cover all of these.

Will better security lower our premium?

Often, yes. Strong controls can mean better pricing, higher limits and fewer exclusions.

General information only, not advice about any specific insurance product. Cover depends on the insurer and policy wording.

Is your business covered?

Get a quotation and see how insurance-ready you are.